Notify the credit cards FAQs
What if there is no will – can I still use Settld?
Yes. However, if there is no will, most credit card providers will ask a “Next of Kin” to act on behalf of the person who died. Please check who the immediate next of kin should be here, as per the rules of Intestacy.
Can I update the card holder if I am not already named on the account?
No, if you are not already named on the account you will need to close the account for the deceased and re open a new account under your details.
*What will happen to joint and sole Credit card accounts?
For the vast majority of credit card providers, both sole and joint accounts are closed depending on the date of death balance.
Do I need the credit card number to use Settld?
This information is not mandatory, but does speed up the process for credit card providers if you have it to hand. We do need the deceased’s full name, their registered address on the account, and their date of birth.