We can’t afford a funeral, what do we do?

If you can't afford a funeral, you're not on your won.  According to the SunLife “Cost of Dying Report”, the average cost of a full funeral in the UK in 2020 was around £4,200.  For many families this is an unaffordable sum. This article describes a number of approaches you can consider if you’re looking to keep funeral costs down.   Is there a funeral plan in place?  Before you start working out what you can afford, it’s important to check whether the person who’s passed away had a funeral plan. A funeral plan will normally cover many of the [...]

What’s a Direct Cremation?

Direct Cremations became more popular during 2020 and 2021 due to the Covid-19 Pandemic.  3% of bereaved families across the UK chose this type of non-service cremation. What is a Direct Cremation? A direct cremation is a cremation without a funeral service.   This means that the person who died is cremated, normally without family or friends in attendance   How does a Direct Cremation Work? The funeral director collects the person who passed away and takes them to their funeral premises to be cared for until the time of the cremation The family register the death The funeral director provides [...]

Bank Accounts – What happens when someone dies?

Joint bank accounts between spouses are becoming less common. Only one in eight married couples share their funds in a joint account according to The Sun Newspaper in 2019.  However, as the population ages, adult children often have joint bank accounts with their elderly parents.  This can have the benefit of making life simpler whilst a parent is alive. But might cause issues after they’ve passed away. What happens to the funds in a joint bank account? If you were married or in a civil partnership: If there is a surviving partner or spouse, then the account will be [...]

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